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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,946 | $106,005-17.0% | $92,239-4.7% | $147,585-40.4% |
| Participation rate | 70.6% | 80.4%-9.8pp | 76.5%-5.9pp | 82.8%-12.2pp |
| Annual return | 16.96% | 50.05%-33.1pp | 176.29%-159.3pp | 578.58%-561.6pp |
| Employer contribution / active EE | $1,206 | $4,333-72.2% | $3,680-67.2% | $4,876-75.3% |
| Participant deferral / active EE | $3,038 | $4,478-32.2% | $3,897-22.0% | $5,439-44.1% |
| Admin fee / account holder | $16,078 | $6,333+153.9% | $5,194+209.6% | $10,886+47.7% |