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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,847 | $81,777+7.4% | $148,496-40.8% | $69,733+26.0% |
| Participation rate | 66.4% | 70.9%-4.5pp | 76.0%-9.6pp | 62.5%+4.0pp |
| Annual return | 13.67% | 14.38%-0.7pp | 12.33%+1.3pp | 15.22%-1.6pp |
| Employer contribution / active EE | $1,483 | $2,488-40.4% | $3,497-57.6% | $2,250-34.1% |
| Participant deferral / active EE | $4,644 | $3,367+37.9% | $4,808-3.4% | $3,054+52.0% |
| Admin fee / account holder | $8,816 | $2,991+194.8% | $19,547-54.9% | $3,102+184.2% |