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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,847 | $80,705+8.8% | $115,768-24.1% | $67,986+29.2% |
| Participation rate | 66.4% | 63.0%+3.4pp | 74.4%-8.0pp | 57.2%+9.2pp |
| Annual return | 13.67% | 18.49%-4.8pp | 100.46%-86.8pp | 31.67%-18.0pp |
| Employer contribution / active EE | $1,483 | $2,046-27.5% | $2,940-49.5% | $2,019-26.5% |
| Participant deferral / active EE | $4,644 | $3,559+30.5% | $4,917-5.6% | $3,358+38.3% |
| Admin fee / account holder | $8,816 | $4,135+113.2% | $12,439-29.1% | $3,203+175.2% |