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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,660 | $92,743+18.2% | $82,744+32.5% | $134,532-18.5% |
| Participation rate | 78.6% | 75.2%+3.4pp | 72.6%+6.0pp | 81.2%-2.7pp |
| Annual return | 0.00% | 946.63%-946.6pp | 702.22%-702.2pp | 418.27%-418.3pp |
| Employer contribution / active EE | $2,356 | $3,273-28.0% | $3,008-21.7% | $4,741-50.3% |
| Participant deferral / active EE | $4,214 | $4,802-12.2% | $4,395-4.1% | $6,401-34.2% |
| Admin fee / account holder | $23,551 | $5,977+294.0% | $5,325+342.3% | $11,429+106.1% |