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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,026 | $72,071+135.9% | $68,368+148.7% | $137,256+23.9% |
| Participation rate | 83.3% | 76.2%+7.1pp | 73.8%+9.6pp | 80.0%+3.4pp |
| Annual return | 11.03% | 353.14%-342.1pp | 292.57%-281.5pp | 220.34%-209.3pp |
| Employer contribution / active EE | $6,728 | $2,788+141.3% | $2,649+154.0% | $4,156+61.9% |
| Participant deferral / active EE | $10,212 | $4,410+131.6% | $4,123+147.7% | $6,407+59.4% |
| Admin fee / account holder | $7,264 | $5,336+36.1% | $5,150+41.0% | $12,270-40.8% |