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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,306 | $172,111+119.8% | $150,298+151.7% | $137,256+175.6% |
| Participation rate | 93.3% | 81.7%+11.6pp | 77.8%+15.6pp | 80.0%+13.4pp |
| Annual return | 16.98% | 69.37%-52.4pp | 62.79%-45.8pp | 220.34%-203.4pp |
| Employer contribution / active EE | $2,247 | $4,636-51.5% | $4,154-45.9% | $4,156-45.9% |
| Participant deferral / active EE | $9,122 | $6,166+47.9% | $5,453+67.3% | $6,407+42.4% |
| Admin fee / account holder | $21,317 | $16,471+29.4% | $14,116+51.0% | $12,270+73.7% |