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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,306 | $185,312+104.1% | $161,489+134.3% | $154,746+144.5% |
| Participation rate | 93.3% | 82.5%+10.9pp | 78.7%+14.6pp | 80.7%+12.6pp |
| Annual return | 16.98% | 103.84%-86.9pp | 89.72%-72.7pp | 172.34%-155.4pp |
| Employer contribution / active EE | $2,247 | $4,769-52.9% | $4,268-47.4% | $4,379-48.7% |
| Participant deferral / active EE | $9,122 | $6,350+43.7% | $5,630+62.0% | $6,730+35.5% |
| Admin fee / account holder | $21,317 | $18,654+14.3% | $16,006+33.2% | $14,365+48.4% |