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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,223 | $183,539+89.2% | $155,556+123.2% | $145,897+138.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.56% | 61.31%-48.7pp | 64.84%-52.3pp | 552.29%-539.7pp |
| Employer contribution / active EE | $2,160 | $5,315-59.4% | $4,675-53.8% | $4,663-53.7% |
| Participant deferral / active EE | $8,589 | $6,467+32.8% | $5,631+52.5% | $6,689+28.4% |
| Admin fee / account holder | $3,278 | $19,275-83.0% | $15,885-79.4% | $13,390-75.5% |