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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,400 | $62,583-5.1% | $76,767-22.6% | $64,173-7.4% |
| Participation rate | 73.8% | 72.8%+1.0pp | 77.0%-3.2pp | 69.6%+4.2pp |
| Annual return | -8.79% | -1.95%-6.8pp | 2.43%-11.2pp | 7.63%-16.4pp |
| Employer contribution / active EE | $1,934 | $1,832+5.6% | $2,485-22.2% | $2,381-18.8% |
| Participant deferral / active EE | $2,795 | $3,145-11.1% | $3,852-27.4% | $3,470-19.4% |
| Admin fee / account holder | $4,174 | $4,667-10.6% | $6,675-37.5% | $4,887-14.6% |