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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,117 | $80,992+185.4% | $96,534+139.4% | $75,173+207.4% |
| Participation rate | 92.2% | 71.8%+20.4pp | 76.0%+16.2pp | 67.2%+25.0pp |
| Annual return | 21.28% | 27.05%-5.8pp | 25.88%-4.6pp | 160.72%-139.4pp |
| Employer contribution / active EE | $5,935 | $2,283+160.0% | $2,965+100.1% | $2,671+122.2% |
| Participant deferral / active EE | $7,448 | $3,929+89.6% | $4,851+53.5% | $4,126+80.5% |
| Admin fee / account holder | $19,691 | $6,717+193.1% | $8,253+138.6% | $5,651+248.5% |