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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,365 | $95,453+192.7% | $112,040+149.3% | $82,448+238.8% |
| Participation rate | 93.2% | 72.8%+20.5pp | 76.5%+16.8pp | 68.1%+25.2pp |
| Annual return | 18.82% | 23.92%-5.1pp | 24.52%-5.7pp | 41.64%-22.8pp |
| Employer contribution / active EE | $7,213 | $2,318+211.2% | $2,954+144.2% | $2,551+182.8% |
| Participant deferral / active EE | $7,526 | $4,224+78.2% | $5,098+47.6% | $4,139+81.8% |
| Admin fee / account holder | $30,852 | $9,013+242.3% | $12,098+155.0% | $7,234+326.5% |