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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,238 | $134,817-60.5% | $123,973-57.1% | $155,188-65.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 9.02% | 515.49%-506.5pp | 388.13%-379.1pp | 148.84%-139.8pp |
| Employer contribution / active EE | $2,664 | $4,425-39.8% | $4,126-35.4% | $4,248-37.3% |
| Participant deferral / active EE | $2,184 | $5,706-61.7% | $5,247-58.4% | $6,531-66.6% |
| Admin fee / account holder | $3,501 | $13,245-73.6% | $11,799-70.3% | $14,480-75.8% |