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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,954 | $99,652+37.4% | $78,778+73.8% | $147,586-7.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 16.76% | 47.28%-30.5pp | 35.62%-18.9pp | 578.59%-561.8pp |
| Employer contribution / active EE | $41,059 | $2,796+1368.7% | $1,986+1967.8% | $4,876+742.0% |
| Participant deferral / active EE | $2,948 | $3,664-19.5% | $2,958-0.4% | $5,439-45.8% |
| Admin fee / account holder | $15,435 | $7,155+115.7% | $5,134+200.6% | $10,886+41.8% |