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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,403 | $115,225+10.6% | $100,712+26.5% | $138,895-8.3% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 9.13% | 40.35%-31.2pp | 33.27%-24.1pp | 145.39%-136.3pp |
| Employer contribution / active EE | $8,947 | $2,771+222.9% | $2,313+286.9% | $4,194+113.3% |
| Participant deferral / active EE | $3,474 | $4,699-26.1% | $4,085-15.0% | $6,396-45.7% |
| Admin fee / account holder | $4,464 | $10,844-58.8% | $9,256-51.8% | $12,562-64.5% |