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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,799 | $111,878+8.9% | $93,727+30.0% | $145,897-16.5% |
| Participation rate | 81.8% | 74.2%+7.6pp | 68.7%+13.1pp | 80.3%+1.5pp |
| Annual return | 7.03% | 204.28%-197.2pp | 133.83%-126.8pp | 552.29%-545.3pp |
| Employer contribution / active EE | $9,802 | $3,092+217.0% | $2,421+304.8% | $4,663+110.2% |
| Participant deferral / active EE | $9,654 | $4,920+96.2% | $4,417+118.6% | $6,689+44.3% |
| Admin fee / account holder | $6,790 | $10,256-33.8% | $8,292-18.1% | $13,390-49.3% |