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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,839 | $150,447-72.2% | $136,298-69.3% | $147,586-71.7% |
| Participation rate | 81.3% | 84.4%-3.2pp | 81.9%-0.7pp | 82.8%-1.6pp |
| Annual return | 15.29% | 1049.15%-1033.9pp | 5156.27%-5141.0pp | 578.59%-563.3pp |
| Employer contribution / active EE | $1,905 | $5,256-63.8% | $4,696-59.4% | $4,876-60.9% |
| Participant deferral / active EE | $6,294 | $6,631-5.1% | $6,247+0.8% | $5,439+15.7% |
| Admin fee / account holder | $9,672 | $10,906-11.3% | $9,244+4.6% | $10,886-11.2% |