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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,048 | $154,228-33.2% | $145,433-29.1% | $137,256-24.9% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 80.0%-5.0pp |
| Annual return | -26.00% | 74.59%-100.6pp | 66.58%-92.6pp | 220.34%-246.3pp |
| Employer contribution / active EE | $4,163 | $4,804-13.4% | $4,554-8.6% | $4,156+0.2% |
| Participant deferral / active EE | $2,998 | $8,216-63.5% | $7,897-62.0% | $6,407-53.2% |
| Admin fee / account holder | $18,020 | $14,344+25.6% | $13,129+37.3% | $12,270+46.9% |