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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,465 | $90,614-20.0% | $76,089-4.8% | $145,877-50.3% |
| Participation rate | 55.6% | 74.5%-18.9pp | 69.1%-13.5pp | 80.3%-24.7pp |
| Annual return | 9.70% | 623.80%-614.1pp | 360.94%-351.2pp | 551.28%-541.6pp |
| Employer contribution / active EE | $1,829 | $3,324-45.0% | $2,690-32.0% | $4,663-60.8% |
| Participant deferral / active EE | $4,387 | $5,168-15.1% | $4,259+3.0% | $6,691-34.4% |
| Admin fee / account holder | $34,781 | $8,376+315.2% | $6,418+441.9% | $13,402+159.5% |