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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,465 | $90,530-20.0% | $76,030-4.7% | $145,897-50.3% |
| Participation rate | 55.6% | 74.4%-18.9pp | 69.1%-13.5pp | 80.3%-24.8pp |
| Annual return | 9.70% | 625.08%-615.4pp | 361.54%-351.8pp | 552.29%-542.6pp |
| Employer contribution / active EE | $1,829 | $3,319-44.9% | $2,688-32.0% | $4,663-60.8% |
| Participant deferral / active EE | $4,387 | $5,164-15.0% | $4,257+3.1% | $6,689-34.4% |
| Admin fee / account holder | $34,781 | $8,383+314.9% | $6,421+441.7% | $13,390+159.7% |