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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,536 | $198,462-21.6% | $170,439-8.7% | $147,585+5.4% |
| Participation rate | 52.2% | 88.0%-35.8pp | 83.6%-31.4pp | 82.8%-30.7pp |
| Annual return | 9.33% | 257.30%-248.0pp | 205.94%-196.6pp | 578.58%-569.3pp |
| Employer contribution / active EE | $1,961 | $6,184-68.3% | $5,433-63.9% | $4,876-59.8% |
| Participant deferral / active EE | $3,207 | $5,629-43.0% | $4,939-35.1% | $5,439-41.0% |
| Admin fee / account holder | $1,512 | $16,852-91.0% | $13,881-89.1% | $10,886-86.1% |