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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,704 | $72,177+21.5% | $115,037-23.8% | $59,633+47.1% |
| Participation rate | 93.4% | 72.6%+20.9pp | 81.4%+12.1pp | 68.7%+24.8pp |
| Annual return | -2.68% | 12.02%-14.7pp | 26.14%-28.8pp | 2041.40%-2044.1pp |
| Employer contribution / active EE | $841 | $2,841-70.4% | $4,608-81.8% | $2,203-61.8% |
| Participant deferral / active EE | $4,674 | $4,783-2.3% | $6,026-22.4% | $3,192+46.5% |
| Admin fee / account holder | $3,444 | $4,927-30.1% | $8,175-57.9% | $4,297-19.8% |