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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,687 | $91,536-62.1% | $130,062-73.3% | $75,177-53.9% |
| Participation rate | 55.2% | 71.5%-16.3pp | 78.5%-23.3pp | 67.2%-12.0pp |
| Annual return | 19.48% | -631.62%+651.1pp | -137.37%+156.9pp | 160.75%-141.3pp |
| Employer contribution / active EE | $3,250 | $2,845+14.2% | $4,322-24.8% | $2,671+21.7% |
| Participant deferral / active EE | $6,883 | $4,343+58.5% | $5,821+18.3% | $4,126+66.8% |
| Admin fee / account holder | $6,353 | $6,780-6.3% | $10,601-40.1% | $5,651+12.4% |