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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,820 | $180,459+9.1% | $154,108+27.7% | $135,380+45.4% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -5.24% | 888.21%-893.4pp | 735.21%-740.4pp | 519.81%-525.0pp |
| Employer contribution / active EE | $5,126 | $6,035-15.1% | $5,298-3.2% | $4,779+7.3% |
| Participant deferral / active EE | $6,523 | $5,806+12.3% | $5,081+28.4% | $5,609+16.3% |
| Admin fee / account holder | $2,572 | $16,145-84.1% | $13,411-80.8% | $10,828-76.2% |