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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,394 | $185,312-15.1% | $161,489-2.5% | $154,746+1.7% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 15.58% | 103.84%-88.3pp | 89.72%-74.1pp | 172.34%-156.8pp |
| Employer contribution / active EE | $12,301 | $4,769+157.9% | $4,268+188.2% | $4,379+180.9% |
| Participant deferral / active EE | $6,910 | $6,350+8.8% | $5,630+22.7% | $6,730+2.7% |
| Admin fee / account holder | $15,686 | $18,654-15.9% | $16,006-2.0% | $14,365+9.2% |