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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,394 | $172,111-8.6% | $150,298+4.7% | $137,256+14.7% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 15.58% | 69.37%-53.8pp | 62.79%-47.2pp | 220.34%-204.8pp |
| Employer contribution / active EE | $12,301 | $4,636+165.3% | $4,154+196.1% | $4,156+196.0% |
| Participant deferral / active EE | $6,910 | $6,166+12.1% | $5,453+26.7% | $6,407+7.8% |
| Admin fee / account holder | $15,686 | $16,471-4.8% | $14,116+11.1% | $12,270+27.8% |