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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,285 | $62,589-69.2% | $76,768-74.9% | $64,173-69.9% |
| Participation rate | 87.5% | 72.8%+14.7pp | 77.0%+10.5pp | 69.6%+17.9pp |
| Annual return | -5.59% | -1.95%-3.6pp | 2.43%-8.0pp | 7.63%-13.2pp |
| Employer contribution / active EE | $1,078 | $1,832-41.2% | $2,485-56.6% | $2,381-54.7% |
| Participant deferral / active EE | $2,120 | $3,145-32.6% | $3,852-44.9% | $3,470-38.9% |
| Admin fee / account holder | $2,467 | $4,667-47.1% | $6,675-63.0% | $4,887-49.5% |