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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,490 | $51,708-64.2% | $106,619-82.7% | $62,881-70.6% |
| Participation rate | 84.6% | 66.9%+17.7pp | 78.0%+6.6pp | 69.3%+15.3pp |
| Annual return | 5.07% | 4.69%+0.4pp | 9.42%-4.4pp | 20.14%-15.1pp |
| Employer contribution / active EE | $1,451 | $1,764-17.7% | $3,947-63.2% | $2,281-36.4% |
| Participant deferral / active EE | $2,091 | $2,315-9.7% | $3,930-46.8% | $3,203-34.7% |
| Admin fee / account holder | $7,675 | $3,349+129.2% | $6,418+19.6% | $4,296+78.7% |