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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,737 | $111,785+29.5% | $93,669+54.5% | $145,877-0.8% |
| Participation rate | 95.8% | 74.2%+21.6pp | 68.7%+27.1pp | 80.3%+15.5pp |
| Annual return | 31.32% | 203.79%-172.5pp | 133.59%-102.3pp | 551.28%-520.0pp |
| Employer contribution / active EE | $1,307 | $3,096-57.8% | $2,424-46.1% | $4,663-72.0% |
| Participant deferral / active EE | $2,346 | $4,919-52.3% | $4,416-46.9% | $6,691-64.9% |
| Admin fee / account holder | $39,848 | $10,256+288.5% | $8,291+380.6% | $13,402+197.3% |