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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,221 | $142,409+73.6% | $119,634+106.6% | $134,545+83.7% |
| Participation rate | 75.0% | 82.8%-7.8pp | 79.3%-4.3pp | 81.2%-6.2pp |
| Annual return | -18.88% | -12.46%-6.4pp | -14.98%-3.9pp | 418.37%-437.2pp |
| Employer contribution / active EE | $6,497 | $5,224+24.4% | $4,232+53.5% | $4,742+37.0% |
| Participant deferral / active EE | $1,509 | $6,468-76.7% | $5,601-73.1% | $6,401-76.4% |
| Admin fee / account holder | $7,414 | $13,594-45.5% | $10,329-28.2% | $11,431-35.1% |