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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,777 | $71,197+118.8% | $93,669+66.3% | $80,925+92.5% |
| Participation rate | 37.8% | 60.4%-22.6pp | 68.7%-30.9pp | 67.7%-29.9pp |
| Annual return | 11.65% | 11.27%+0.4pp | 133.59%-121.9pp | 35.65%-24.0pp |
| Employer contribution / active EE | $729 | $1,565-53.4% | $2,424-69.9% | $2,756-73.5% |
| Participant deferral / active EE | $2,139 | $4,036-47.0% | $4,416-51.6% | $4,299-50.2% |
| Admin fee / account holder | $4,299 | $6,959-38.2% | $8,291-48.1% | $6,940-38.1% |