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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,891 | $56,200-64.6% | $67,653-70.6% | $59,633-66.6% |
| Participation rate | 84.6% | 71.5%+13.1pp | 75.7%+8.9pp | 68.7%+15.9pp |
| Annual return | 12.78% | 18506.71%-18493.9pp | 6625.22%-6612.4pp | 2041.40%-2028.6pp |
| Employer contribution / active EE | $2,072 | $1,615+28.3% | $2,266-8.5% | $2,203-5.9% |
| Participant deferral / active EE | $3,140 | $2,843+10.4% | $3,560-11.8% | $3,192-1.6% |
| Admin fee / account holder | $867 | $3,959-78.1% | $4,821-82.0% | $4,297-79.8% |