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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,247 | $77,638-9.5% | $156,551-55.1% | $62,881+11.7% |
| Participation rate | 92.8% | 71.2%+21.6pp | 84.0%+8.8pp | 69.3%+23.5pp |
| Annual return | 8.33% | 50.33%-42.0pp | 32.23%-23.9pp | 20.14%-11.8pp |
| Employer contribution / active EE | $2,035 | $3,444-40.9% | $5,501-63.0% | $2,281-10.8% |
| Participant deferral / active EE | $3,522 | $3,046+15.7% | $4,871-27.7% | $3,203+10.0% |
| Admin fee / account holder | $4,332 | $5,561-22.1% | $13,028-66.8% | $4,296+0.8% |