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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,120 | $168,635+18.1% | $147,617+34.9% | $125,389+58.8% |
| Participation rate | 85.7% | 88.8%-3.1pp | 84.6%+1.1pp | 83.2%+2.5pp |
| Annual return | -0.28% | 77.65%-77.9pp | 61.98%-62.3pp | 282.24%-282.5pp |
| Employer contribution / active EE | $2,159 | $6,252-65.5% | $5,564-61.2% | $4,866-55.6% |
| Participant deferral / active EE | $3,213 | $5,507-41.6% | $4,895-34.4% | $5,352-40.0% |
| Admin fee / account holder | $10,886 | $13,580-19.8% | $11,612-6.2% | $9,541+14.1% |