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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,822 | $77,638-70.6% | $156,551-85.4% | $62,881-63.7% |
| Participation rate | 95.9% | 71.2%+24.7pp | 84.0%+11.9pp | 69.3%+26.6pp |
| Annual return | 4.17% | 50.33%-46.2pp | 32.23%-28.1pp | 20.14%-16.0pp |
| Employer contribution / active EE | $1,440 | $3,444-58.2% | $5,501-73.8% | $2,281-36.9% |
| Participant deferral / active EE | $2,336 | $3,046-23.3% | $4,871-52.0% | $3,203-27.1% |
| Admin fee / account holder | $25,802 | $5,561+363.9% | $13,028+98.0% | $4,296+500.6% |