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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,507 | $198,457-52.9% | $170,435-45.1% | $147,586-36.6% |
| Participation rate | 85.7% | 88.0%-2.3pp | 83.6%+2.1pp | 82.8%+2.9pp |
| Annual return | 4.17% | 257.30%-253.1pp | 205.94%-201.8pp | 578.59%-574.4pp |
| Employer contribution / active EE | $4,082 | $6,183-34.0% | $5,432-24.9% | $4,876-16.3% |
| Participant deferral / active EE | $2,270 | $5,629-59.7% | $4,939-54.0% | $5,439-58.3% |
| Admin fee / account holder | $3,589 | $16,852-78.7% | $13,881-74.1% | $10,886-67.0% |