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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,091 | $183,592-43.8% | $155,567-33.7% | $145,959-29.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | -3.40% | 61.24%-64.6pp | 64.74%-68.1pp | 561.95%-565.4pp |
| Employer contribution / active EE | $6,332 | $5,315+19.1% | $4,674+35.5% | $4,661+35.9% |
| Participant deferral / active EE | $3,943 | $6,464-39.0% | $5,628-29.9% | $6,689-41.0% |
| Admin fee / account holder | $3,687 | $19,318-80.9% | $15,916-76.8% | $13,398-72.5% |