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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,661 | $56,197+47.1% | $67,652+22.2% | $59,633+38.6% |
| Participation rate | 73.1% | 71.5%+1.6pp | 75.7%-2.6pp | 68.7%+4.4pp |
| Annual return | 0.63% | 18508.10%-18507.5pp | 6625.40%-6624.8pp | 2041.45%-2040.8pp |
| Employer contribution / active EE | $0 | $1,615-100.0% | $2,266-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $1,631 | $2,844-42.6% | $3,560-54.2% | $3,192-48.9% |
| Admin fee / account holder | $4,837 | $3,958+22.2% | $4,821+0.3% | $4,297+12.6% |