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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,846 | $76,371-19.0% | $93,621-33.9% | $72,976-15.3% |
| Participation rate | 67.6% | 71.8%-4.1pp | 75.8%-8.2pp | 69.5%-1.8pp |
| Annual return | 22.75% | 25.82%-3.1pp | 32.76%-10.0pp | 81.02%-58.3pp |
| Employer contribution / active EE | $745 | $2,276-67.3% | $2,719-72.6% | $2,440-69.5% |
| Participant deferral / active EE | $1,602 | $3,538-54.7% | $4,070-60.6% | $3,608-55.6% |
| Admin fee / account holder | $54 | $6,839-99.2% | $7,890-99.3% | $5,124-98.9% |