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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,870 | $160,070-30.7% | $147,117-24.6% | $145,897-24.0% |
| Participation rate | 86.7% | 84.0%+2.6pp | 82.2%+4.5pp | 80.3%+6.4pp |
| Annual return | 12.43% | 98.69%-86.3pp | 420.54%-408.1pp | 552.29%-539.9pp |
| Employer contribution / active EE | $13,546 | $5,285+156.3% | $4,932+174.6% | $4,663+190.5% |
| Participant deferral / active EE | $15,827 | $8,419+88.0% | $8,065+96.3% | $6,689+136.6% |
| Admin fee / account holder | $10,452 | $15,035-30.5% | $12,993-19.6% | $13,390-21.9% |