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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,357 | $110,240+57.3% | $96,544+79.6% | $139,487+24.3% |
| Participation rate | 75.0% | 78.1%-3.1pp | 76.0%-1.0pp | 80.3%-5.3pp |
| Annual return | 6.56% | 26.41%-19.9pp | 25.88%-19.3pp | 373.84%-367.3pp |
| Employer contribution / active EE | $947 | $3,622-73.8% | $2,966-68.1% | $4,755-80.1% |
| Participant deferral / active EE | $2,405 | $5,549-56.7% | $4,851-50.4% | $6,713-64.2% |
| Admin fee / account holder | $1,383 | $11,602-88.1% | $8,254-83.2% | $11,407-87.9% |