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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,042 | $117,846-45.7% | $102,434-37.5% | $145,884-56.1% |
| Participation rate | 75.0% | 78.6%-3.6pp | 76.5%-1.5pp | 80.3%-5.3pp |
| Annual return | 14.55% | 31.90%-17.4pp | 29.46%-14.9pp | 551.85%-537.3pp |
| Employer contribution / active EE | $2,384 | $3,615-34.0% | $3,023-21.1% | $4,662-48.9% |
| Participant deferral / active EE | $5,064 | $5,733-11.7% | $5,055+0.2% | $6,690-24.3% |
| Admin fee / account holder | $1,353 | $13,356-89.9% | $9,462-85.7% | $13,392-89.9% |