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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,384 | $125,797-87.0% | $170,043-90.4% | $75,173-78.2% |
| Participation rate | 77.0% | 83.6%-6.6pp | 87.0%-10.0pp | 67.2%+9.8pp |
| Annual return | 30.24% | 27.20%+3.0pp | 53.40%-23.2pp | 160.72%-130.5pp |
| Employer contribution / active EE | $1,996 | $4,616-56.8% | $6,790-70.6% | $2,671-25.3% |
| Participant deferral / active EE | $4,039 | $6,838-40.9% | $10,410-61.2% | $4,126-2.1% |
| Admin fee / account holder | $711 | $8,177-91.3% | $12,824-94.5% | $5,651-87.4% |