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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,063 | $123,478+45.8% | $216,567-16.9% | $94,015+91.5% |
| Participation rate | 72.2% | 75.1%-2.9pp | 81.6%-9.4pp | 70.8%+1.4pp |
| Annual return | 9.21% | 23.61%-14.4pp | 12.94%-3.7pp | 17.84%-8.6pp |
| Employer contribution / active EE | $4,703 | $3,136+50.0% | $5,216-9.8% | $2,790+68.6% |
| Participant deferral / active EE | $6,024 | $4,556+32.2% | $6,191-2.7% | $4,249+41.8% |
| Admin fee / account holder | $27,072 | $12,753+112.3% | $21,981+23.2% | $8,951+202.4% |