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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,063 | $114,712+57.0% | $173,730+3.6% | $87,485+105.8% |
| Participation rate | 72.2% | 73.0%-0.8pp | 79.6%-7.3pp | 68.9%+3.3pp |
| Annual return | 9.21% | 20.18%-11.0pp | 19.96%-10.7pp | 26.06%-16.9pp |
| Employer contribution / active EE | $4,703 | $2,904+61.9% | $4,577+2.7% | $2,596+81.2% |
| Participant deferral / active EE | $6,024 | $4,642+29.8% | $6,326-4.8% | $4,274+41.0% |
| Admin fee / account holder | $27,072 | $10,210+165.2% | $17,523+54.5% | $7,775+248.2% |