See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INS. CO Service code 15 · EIN 01-0233346 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,689 | $76,670+7.9% | $96,683-14.5% | $71,457+15.7% |
| Participation rate | 64.0% | 66.6%-2.6pp | 74.3%-10.3pp | 67.9%-3.9pp |
| Annual return | -7.41% | 48.29%-55.7pp | 35.69%-43.1pp | 28.85%-36.3pp |
| Employer contribution / active EE | $1,565 | $3,031-48.4% | $3,737-58.1% | $2,588-39.5% |
| Participant deferral / active EE | $5,060 | $3,771+34.2% | $4,878+3.7% | $4,289+18.0% |
| Admin fee / account holder | $396 | $2,028-80.5% | $6,730-94.1% | $1,587-75.1% |