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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,212 | $102,595-42.3% | $94,057-37.0% | $154,746-61.7% |
| Participation rate | 56.3% | 76.0%-19.7pp | 73.3%-17.1pp | 80.7%-24.5pp |
| Annual return | 16.69% | 583.42%-566.7pp | 480.62%-463.9pp | 172.34%-155.6pp |
| Employer contribution / active EE | $429 | $3,147-86.4% | $2,933-85.4% | $4,379-90.2% |
| Participant deferral / active EE | $3,415 | $5,118-33.3% | $4,709-27.5% | $6,730-49.3% |
| Admin fee / account holder | $8,880 | $7,736+14.8% | $7,244+22.6% | $14,365-38.2% |