Retirement plan

EARL SWENSSON ASSOCIATES, INC. SAVINGS & RETIREMEN

Name: EARL SWENSSON ASSOCIATES, INC. SAVINGS & RETIREMENT PLAN - EARL SWENSSON ASSOCIATES, INC. SAVINGS & RETIREMEN (2016) Form 5500
Creator: EARL SWENSSON ASSOCIATES, INC. SAVINGS & RETIREMENT PLAN
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EARL SWENSSON ASSOCIATES, INC. SAVINGS & RETIREMEN, EARL SWENSSON ASSOCIATES, INC. SAVINGS & RETIREMENT PLAN

EARL SWENSSON ASSOCIATES, INC. SAVINGS & RETIREMENT PLANEIN 62-0897652Plan #001PY 2016

1033 DEMONBREUN ST., STE. 800 - NASHVILLE, TN 372034461615-329-9445

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$38.5M

+8.5% from 2015

Total participants

220

+8.4% from 2015

Average account balance

-100.0% from 2015

Annual return

7.22%

+6.07 pp from 2015

Benchmarks

See 5,032 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,032 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$87.94M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$324K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

271

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5.24M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$26K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.41%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$44

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
PRUDENT STREET FINANCIAL ADVISORS1 year Filed as: PRUDENT STREET FINANCIAL ADVISORS, Service code 26 · EIN 45-4281787 2000 GLEN ECHO RD. · NASHVILLE, TN 37215	Advisory (Participants)	$53,885
RAYMOND JAMES FINANCIAL SERVICES1 year Filed as: RAYMOND JAMES Service code 27 · EIN 59-1237041 1033 DEMONBREUN ST 500 · NASHVILLE, TN 37203	Advisory (Plan)	$10,000
INVESCO2+ years Filed as: INVESCO NATIONAL TRUST COMPANY Service code 28 1555 PEACHTREE STREET NE · ATLANTA, GA 30309	Investment Management	$3,592

Plan features & details

Pension benefit codes2E2F2G2J2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$51K

$285 / participant

Contract admin$51K100.0%

% of EOY assets

0.133%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CARR, RIGGS & INGRAM, LLC
Auditor EIN: 721396621
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$75,183-100.0%

$123,894-100.0%

$55,167-100.0%

Participation rate

0.0%

72.8%-72.8pp

81.4%-81.4pp

69.0%-69.0pp

Annual return

7.22%

19.01%-11.8pp

47.52%-40.3pp

169.23%-162.0pp

Employer contribution / active EE

$3,567

$2,823+26.3%

$4,617-22.7%

$1,963+81.8%

Participant deferral / active EE

$6,665

$5,084+31.1%

$5,984+11.4%

$3,054+118.2%

Admin fee / account holder

$663-100.0%

$8,357-100.0%

$504-100.0%

Provider

Service type

Compensation

PRUDENT STREET FINANCIAL ADVISORS1 year

Filed as: PRUDENT STREET FINANCIAL ADVISORS,

Service code 26 · EIN 45-4281787

2000 GLEN ECHO RD. · NASHVILLE, TN 37215

Advisory (Participants)

$53,885

RAYMOND JAMES FINANCIAL SERVICES1 year

Filed as: RAYMOND JAMES

Service code 27 · EIN 59-1237041

1033 DEMONBREUN ST 500 · NASHVILLE, TN 37203

Advisory (Plan)

$10,000

INVESCO2+ years

Filed as: INVESCO NATIONAL TRUST COMPANY

Service code 28

1555 PEACHTREE STREET NE · ATLANTA, GA 30309

Investment Management

$3,592

EARL SWENSSON ASSOCIATES, INC. SAVINGS & RETIREMEN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EARL SWENSSON ASSOCIATES, INC. SAVINGS & RETIREMEN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion