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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,824 | $86,298+12.2% | $111,308-13.0% | $85,847+12.8% |
| Participation rate | 72.5% | 73.3%-0.9pp | 77.3%-4.9pp | 69.3%+3.1pp |
| Annual return | 11.46% | 19.99%-8.5pp | 54.67%-43.2pp | 318.61%-307.1pp |
| Employer contribution / active EE | $1,379 | $2,044-32.5% | $2,732-49.5% | $2,565-46.2% |
| Participant deferral / active EE | $2,335 | $3,641-35.9% | $4,487-48.0% | $3,952-40.9% |
| Admin fee / account holder | $7,819 | $8,189-4.5% | $7,965-1.8% | $6,261+24.9% |