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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,850 | $123,155+29.8% | $108,753+47.0% | $155,188+3.0% |
| Participation rate | 62.5% | 75.6%-13.1pp | 71.1%-8.6pp | 80.8%-18.3pp |
| Annual return | 10.24% | 44.73%-34.5pp | 37.47%-27.2pp | 148.84%-138.6pp |
| Employer contribution / active EE | $2,297 | $2,811-18.3% | $2,427-5.3% | $4,248-45.9% |
| Participant deferral / active EE | $4,926 | $4,623+6.5% | $4,115+19.7% | $6,531-24.6% |
| Admin fee / account holder | $19,791 | $12,126+63.2% | $10,320+91.8% | $14,480+36.7% |