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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,850 | $124,980+27.9% | $108,359+47.5% | $154,746+3.3% |
| Participation rate | 62.5% | 75.2%-12.7pp | 70.1%-7.6pp | 80.7%-18.2pp |
| Annual return | 10.24% | 45.00%-34.8pp | 36.89%-26.7pp | 172.34%-162.1pp |
| Employer contribution / active EE | $2,297 | $2,851-19.4% | $2,399-4.3% | $4,379-47.5% |
| Participant deferral / active EE | $4,926 | $4,743+3.9% | $4,137+19.1% | $6,730-26.8% |
| Admin fee / account holder | $19,791 | $11,502+72.1% | $9,741+103.2% | $14,365+37.8% |