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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,850 | $156,616+2.1% | $133,346+19.9% | $198,609-19.5% |
| Participation rate | 62.5% | 77.7%-15.2pp | 72.8%-10.3pp | 82.4%-19.9pp |
| Annual return | 10.24% | 44.25%-34.0pp | 36.85%-26.6pp | 202.70%-192.5pp |
| Employer contribution / active EE | $2,297 | $3,368-31.8% | $2,853-19.5% | $5,055-54.6% |
| Participant deferral / active EE | $4,926 | $4,920+0.1% | $4,332+13.7% | $6,977-29.4% |
| Admin fee / account holder | $19,791 | $17,468+13.3% | $14,264+38.7% | $19,030+4.0% |