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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,026 | $97,732-25.3% | $83,831-12.9% | $135,380-46.1% |
| Participation rate | 85.0% | 80.0%+5.0pp | 76.1%+8.9pp | 82.6%+2.4pp |
| Annual return | -1.34% | 1287.56%-1288.9pp | 850.99%-852.3pp | 519.81%-521.1pp |
| Employer contribution / active EE | $2,480 | $4,222-41.3% | $3,631-31.7% | $4,779-48.1% |
| Participant deferral / active EE | $3,618 | $4,683-22.7% | $4,082-11.4% | $5,609-35.5% |
| Admin fee / account holder | $1,525 | $6,675-77.1% | $5,479-72.2% | $10,828-85.9% |