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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,410 | $171,492-36.8% | $150,734-28.1% | $198,609-45.4% |
| Participation rate | 86.4% | 81.4%+4.9pp | 78.4%+7.9pp | 82.4%+4.0pp |
| Annual return | 14.58% | 804.70%-790.1pp | 600.81%-586.2pp | 202.70%-188.1pp |
| Employer contribution / active EE | $2,908 | $5,470-46.8% | $4,918-40.9% | $5,055-42.5% |
| Participant deferral / active EE | $5,446 | $6,259-13.0% | $5,610-2.9% | $6,977-21.9% |
| Admin fee / account holder | $2,701 | $17,628-84.7% | $14,905-81.9% | $19,030-85.8% |