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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,394 | $176,120-90.1% | $159,487-89.1% | $167,553-89.6% |
| Participation rate | 91.7% | 85.0%+6.7pp | 82.8%+8.8pp | 82.1%+9.6pp |
| Annual return | 8.93% | 331.95%-323.0pp | 263.71%-254.8pp | 478.89%-470.0pp |
| Employer contribution / active EE | $3,195 | $5,299-39.7% | $4,831-33.9% | $4,840-34.0% |
| Participant deferral / active EE | $0 | $7,752-100.0% | $7,354-100.0% | $6,343-100.0% |
| Admin fee / account holder | $2,700 | $12,561-78.5% | $10,804-75.0% | $12,316-78.1% |