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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,356 | $91,179+19.9% | $178,499-38.7% | $79,852+36.9% |
| Participation rate | 85.5% | 69.2%+16.2pp | 81.9%+3.5pp | 69.6%+15.8pp |
| Annual return | 8.07% | 24.19%-16.1pp | 151.10%-143.0pp | 31.72%-23.7pp |
| Employer contribution / active EE | $456 | $3,256-86.0% | $5,011-90.9% | $2,471-81.6% |
| Participant deferral / active EE | $2,623 | $3,236-18.9% | $5,202-49.6% | $3,740-29.9% |
| Admin fee / account holder | $7,978 | $6,749+18.2% | $13,986-43.0% | $5,306+50.4% |