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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,836 | $99,009+28.1% | $86,581+46.5% | $147,585-14.1% |
| Participation rate | 85.7% | 76.3%+9.4pp | 73.5%+12.2pp | 82.8%+2.9pp |
| Annual return | 20.87% | 1312.70%-1291.8pp | 965.06%-944.2pp | 578.58%-557.7pp |
| Employer contribution / active EE | $2,604 | $3,132-16.9% | $2,840-8.3% | $4,876-46.6% |
| Participant deferral / active EE | $5,265 | $3,972+32.5% | $3,609+45.9% | $5,439-3.2% |
| Admin fee / account holder | $2,292 | $5,709-59.9% | $4,904-53.3% | $10,886-78.9% |