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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $793,766 | $167,323+374.4% | $143,770+452.1% | $134,493+490.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -22.08% | 0.47%-22.5pp | -0.04%-22.0pp | 418.01%-440.1pp |
| Employer contribution / active EE | $35,035 | $5,619+523.5% | $4,951+607.6% | $4,740+639.1% |
| Participant deferral / active EE | $26,370 | $6,446+309.1% | $5,638+367.8% | $6,400+312.0% |
| Admin fee / account holder | $6,285 | $18,088-65.3% | $14,673-57.2% | $11,425-45.0% |